A few days ago the central bank published a remarkable report entitled "Basic directions of development of the Russian financial market for the period 2019-2021 years. "Among the data architecture of the Russian financial market, control approaches and trends in the global nature of the Central Bank of the Russian Federation considers the issue of the pension system in the country.
noted, that Russia is different from the "many developed countries in economic terms" low activity of the population in the financial market. noted, that more than a quarter of Russians (26%) consider, What to take a bank loan to repay necessarily, a 38% thought, that the bank does not lose anything, if they allow late payments.
from the report:
Unscrupulous sellers of financial services creates a reaction from their customers.
The material CBR states, that the majority of citizens of working age (the so-called Generation Y: 1980-2000 G. R.) We tend to, if somewhere the money and invest, in its own high-quality impression.
of material:
desire for Control your destiny reduced tolerance to participate in "joint" schemes. In the medium term, this could undermine the stability of the existing model of the pension system, based on the mechanism of inter-generational transfer.
In other words, Bank of Russia claims about his own concern that, that citizens decide to invest in themselves, not sharing the savings with the banking sector.
So that citizens are not "overworked" with investments in themselves, in the above-mentioned "quality experience", Russian Bank offers: "Account of the behavioral irrationalities in protecting the rights of consumers", "The creation of conditions for the bringing to market of pension plans, certified controller, automatic registration option "and new ways to" protect consumers ".
I.e, CB thus refers to the young and middle generation Russians: You will invest in themselves, remain without pension. And the question of whether, that citizens, perhaps, and try not to invest in banks, and a, to up the retirement age simply to survive, CB, apparently, there is no…
